Credit Ratings are opinions about credit risk. They can express a forward-looking opinion about the capacity and willingness of an entity to meet its financial commitments as they come due, and also the credit quality of an individual debt issue, such as a corporate or municipal bond, and the relative likelihood that the issue may default.
Are direct costs fixed and indirect costs variable? Direct Costs vs. Indirect Costs. The terms direct costs and indirect costs could be referring to a product, a department, a machine, geographic market, etc. (which are referred to as cost objects). If the cost object is a company's product that is being manufactured, the cost of the product's raw materials and the cost of the employees on.
The group's cost efficiency is among the best of its domestic peers, reflecting bank and insurance synergies. Still, when compared with retail banking peers in the Nordics or the Benelux region, CMG demonstrates lower cost efficiency, and therefore lags behind in terms of profitability. Nevertheless, the group's returns over the past decade.
PostFinance AG We continue to believe PostFinance's key weakness will remain its limited strategic options to improve its weak shareholder returns under existing legal restrictions, which mean it invests excess liquidity in the Swiss National Bank.
Direct cost of sales, or cost of goods sold (COGS), measures the amount of cash a company spends to produce a good or a service sold by the company.The direct cost of sales only includes the.
Direct costs are costs related to a specific cost object.A cost object is an item for which costs are compiled, such as a product, person, sales region, or customer.Examples of direct costs are consumable supplies, direct materials, sales commissions, and freight.There are very few direct costs, since most costs are associated with overhead - that is, they cannot be precisely matched to a cost.
Port of Portland, Oregon Portland International Airport; Airport. Upside scenario We do not expect to raise the ratings in the next two years, given the port's significant debt needs. Downside scenario We could lower the ratings in the next two years if the port's DSC, as per our calculations, or debt capacity weaken materially more than we expect. Enterprise Risk Our assessment of the port's.
The Royal Bank of Scotland Group plc (ICRs) on the NatWest Markets subsidiaries outside the ring-fence are one notch lower than the ICRs on RBSG's U.K. ring-fenced banks, because we see these subsidiaries as slightly less integral to the group.